There are a lot of reasons why business owners apply for a business loan. When sales fall short, demand subsides, and finances run tight within your business, be careful with your next move–it’s a make or break situation, one wrong move could topple a struggling group. Or maybe we’re just being too grim–maybe you are simply planning a big marketing campaign and it’s going to cost a fortune for it to even start. Or maybe you’re trying to expand and setup a new bakery location to expand your market. Whatever your reason may be, we believe there’s a financial agency ready to help you achieve your goal!
Here, we have 5 of the best business loan agencies located in the eastern fringe of Singapore’s Central Region, Geylang. Maybe this will get us an invite for your grand opening?
Note: This list is strictly not in order.
1. Orange Credit Pte Ltd
Established in 2012, Orange Credit Pte Ltd prioritizes their customers and aims to provide them with the best loan options for their respective needs. They offer a wide variety of easy & flexible payment plans for different types of loans, ranging from personal loans all the way to business loans. And just like the business loan agencies that we have previously mentioned in this list, Orange Credit Pte Ltd also boasts its speedy approval, friendly, reliable, and of course professional staff. They understand as well that different businesses have different needs and plans. With a competitively low interest rate, their business loan services are sought after for its hassle-free procedures. Orange Credit Pte Ltd also takes data privacy seriously–they maintain the highest level of confidentiality that they can provide so that you can be assured that any sensitive information remains controlled.
Breathe easy;Your secret recipes will stay secret with Orange Credit!
Thanks for the tremendous help and service in 2020! Appreciate it for all the patience and always thinking for the clients especially Grace Ng. She is a lovely lady and professional as she will propose a few options so that the service/products are being beneficial to her clients too. Definitely a one-stop service!
Thank you Orange Credit Pte Ltd for giving a long term plan. Staff Grace is very professional and friendly. Advise and plan for my financial. I strongly recommend those who are in need to look for them and you be impress by their professional service. Highly recommended.
Contact Number: +65 6748 2320
Address: 810 Geylang Rd, #01-91 City Plaza, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
2. Aero Credit Pte Ltd
With 10 years under its belt, Aero Credit Pte Ltd offers quite the number of loan services–from personal loans, to consolidation loans. If your business happens to fall under the SME category, you’re in luck because their business loan service is specifically targeted just for you! Their primary aim is to either help you get past setbacks that you may have encountered, or give you the extra push you need for the fulfillment of the plans that your team has been working on for months on end. Whatever your needs may be, you can trust Aero Credit Pte Ltd to provide you with the assistance that can help you out! Aero Credit Pte Ltd also guarantees transparency on their fees, so aside from the fact that their rates are equitable, there’s no such thing as “hidden charges” with them.
With Aero Credit. Pte Ltd, you are very much assured of fair rates, easy application, and a speedy approval process!
Impressed with their professionalism, like bank teller. And its convenient. Procedure takes about 20 minutes and cash on the spot. Compare to the loans from bank, this service is fast and efficient. Was able to discuss on the repayment plan with them, base on my monthly repayment ability.
Manage to get an offer which fits my budget. 3rd lender that I visited to enquire on taking up a loan. Decided to take up with them as they were detailed and patient with all my queries.
Contact Number: +65 6256 6319
Address: 810 Geylang Rd, #02-59 City Plaza, Singapore 409286
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
3. Credit Matters Pte Ltd
Another loan agency which boasts its time efficiency and speedy approval is Credit Matters Pte Ltd. They are also one of the money lenders in Singapore who offers the lowest possible interest rates for all types of loans, with over 800 approved loans and happy clients! Keeping in mind that every business has its own quirks, and that there’s no such thing as a golden-plan to meet the demands of all business types, they offer a wide variety of options for their business loan services. And if their pre-made options don’t work for you, not to worry–Credit Matters Pte Ltd. is more than willing to listen, discuss with you your needs, and create a service option that is specifically tailored for your needs. Have we already mentioned their convenient application process? You only need to fill in their application form and submit three documents; The director or business owner’s NRIC, the business’ bank statements for the last six months, and a tenancy agreement for current business premises, and that’s it!
Took up a loan on the previous month, have already cleared the loan. Have been very impressed by their professionalism of explaining repayments and even following up on the collection. Will definately recommend anyone who needs a loan.
Wong Pei Pei
Exceptional services and friendly staff that attends to you and listens to your needs. Most recommended and will visit again.
Contact Number: +65 6636 3233
Address: 801 Geylang Rd, #02-01, Singapore 389681
Operating Hours: Mon-Sat 11AM-8PM | Closed on Sun
4. Firststan Capital Pte Ltd
Sure, you might think most of the business loan agencies enlisted in this article are starting to sound the same, but stay with us. We promise, this one is has its own particularities that might get you to consider going with them. Yes, Firststan Capital Pte Ltd. still has the usual services you would encounter with most loan agencies–personal loans, invoice factoring, bridge loans, corporate debt buying, and all that jazz. BUT, the folks at Firststan Capital Pte Ltd. are actually committed to making sure you achieve what you want to achieve by offering a personalized and in-depth consultation with them! The goal is so that you can come up with a financial strategy that will be beneficial for you, completely free of charge! And aside from that, they also have a variety of financial tools and programs, all equipped with flexible terms and deals that you definitely would not want to miss out on.
If you have the vision but don’t have the finances, let Firststan Capital Pte Ltd.‘s financial consultants help complete your business plans!
A pleasant experience with this team of professional consultant who is very understanding and patient to know my needs for my business expansion, and has provided sound advise on repayment scheme offered. A trustworthy credit company that is strongly recommended.
Steven gives a warm welcome and approachable. explanations were clear and detailed. courteous and makes us feel comfortable while being assisted. thank you.
Contact Number: +65 6548 8303
Address: 65 Ubi Cres, #03-03 Hola Centre, Singapore 408559
Operating Hours: Mon-Fri 11AM-8PM | Closed on Sat & Sun
5. Multiply Capital Pte Ltd
To cap our list, we have Multiply Capital Pte Ltd. This financial institution was established specifically for small to medium sized businesses. What makes Multiply Capital unique from the previous loan agencies on this list is that their application process is completely online! When you apply for a loan from major banks, it would usually take about a week or a few days to get approved. Considering that it only takes about 5 minutes with Multiply Capital Pte Ltd. (plus same-day approval), a week sounds like a long time. And since Multiply Capital Pte Ltd is a subsidiary of IFS Capital Limited, they charges you will incur for your loans are kept at a minimum because they own the capital that was used for the disbursement of your loan. And to top it all off, no hidden fees!
For minimal charges, fast application process, and of course the affiliation, Multiply Capital Pte Ltd. brings home the bacon.
Easy process, quick approval, hassle free and excellent customer service
Fast & simple SME business loan
Contact Number: +65 8775 0069
Address: Singapore Post Centre, 10 Eunos Rd 8, #09-04, Singapore 408600
Operating Hours: Mon-Fri 8.30AM-6PM | Closed on Sat-Sun
Just as there are a lot of reasons for the demand of business loans, there are also a lot of loan agencies and financial institutions in the Geylang area to choose from. This list should give you an idea on the different options for business loans that are available, depending on your needs!