The line between personal loans and fast cash loans is often blurred. When the need for an immediate financial assistance arises, people immediately think of either loans without consideration of what makes one different from the other. But to sum it all up, personal loans would (at most situations) require a collateral before they disburse your loan amount, while the repayment terms can go from 6-months up or all the way up to 48-months.
As for the other, the name speaks for itself–it’s a quicker way to get the financial assistance that you would need since most lending agencies will not be requiring a collateral for fast cash loans, albeit with a short repayment term of only 30 days with most establishments. If you deem fast cash loans would better suit your financial demand more than personal loans, then this article is for you! With the number of lending agencies in Singapore, the choices can get overwhelming. So, let’s narrow it down to just 4 of the best fast cash loan agencies in the Paya Lebar area, yes? yes.
Note: This list is strictly not in order.
1. Orange Credit Pte Ltd
Established in 2012, Orange Credit Pte Ltd is among Singapore’s reputable financing and loan agencies. Offering a variety of loan options that are reliable, quick, easy, and flexible, Orange Credit Pte Ltd has expanded its customer-base progressively over the 8+ years of its operation. That’s why most Singaporeans trust Orange Credit Pte Ltd –their primary aim is to make sure you experience the most seamless loan procedures possible, and they assess your needs accordingly to come up with the best possible service and loan options that will help you get past your financial woes efficiently. They understand that nobody smiles when they are billed for hidden charges or unreasonable interest rates, that’s why they take the transparency with what they charge rather seriously. With Orange Credit Pte Ltd, you can be assured that you will not be over-paying for what you signed up for.
No more stressing over exorbitant dues!
Customer Reviews
Rab T
Get to know Orange Credit grace since 2016. Her service till now is still tip top.Explain everything in detail , gave me a long term plan and plan for me well. deeply appreciate her understand my situation.Process is fast and not tedious.Highly reccomend
Zhikai Yang
Very professional , grace is very friendly the processing is very fast.Very accommodating really plan for me a long term repayment plan.
They are not like the news i read which charge high interest. highly recommended to those in needs.
Website: https://orangecredit.com.sg/loan/fast-cash-loan/
Contact Number: +65 6748 2320
Address: City Plaza, 810 Geylang Rd, #01-91, Singapore 409286
Operatng Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
2. i-CREDIT Pte Ltd
To kick off our list, meet i-CREDIT Pte Ltd! With over 18,000 loans processed and settled since 2009, i-CREDIT Pte Ltd has definitely proven itself to be a competitive loan agency in the industry. It’s not secret that the Ministry of Law, or Minlaw, regulates the interest rates that establishments like i-CREDIT Pte Ltd charges along with its services. All licensed money lenders in Singapore are mandated to abide by their regulations, so you can expect only slight variations with the rates from one loan agency to another. But despite the mandates, i-CREDIT Pte Ltd guarantees to treat you in the highest regard. If you make no more than $20,000 annually, you can apply for a loan of up to $3,000. And if your annual income exceeds their $20,000 standard, you are more than eligible to apply for loans 6x more than what you usually earn in a month!
If you’re applying for a fast cash loan and seek the guarantee of peace of mind, keep i-CREDIT Pte Ltd in mind.
Customer Reviews
Norman Shah
The customer officers are friendly and approachable.They are very suggestive and providing ways to help you and your financial needa.Hassle free and very straight forward.I will sure to return if in need af any financial assistance.
Azrie Aris
I really recommend this company if u need to take urgent loans. They are helpful and friendly and understands my needs.
Website: https://www.icredit.com.sg/
Contact Number: +65 6222 5222
Address: Atrix Singapore, 82 Lorong 23 Geylang, #05-02, Singapore 388409
Operating Hours: Mon-Fri 11AM-8PM | Sat-Sun 11AM-4PM
3. Elite Investments & Credit Pte Ltd
Here we have another lending agency situated around the Paya Lebar area. Elite Investment & Credit Pte Ltd is a licensed money lender that was established with the aim to provide financial assistance to everyone, local and foreigners alike. Prioritizing their customers, Elite Investment & Credit Pte Ltd can also provide you with consultation and financial strategies to help you successfully maneuver through the circumstances that you might be in. They also take pride in their employees, staff, and consultants who are very welcoming and at the same time professional. They work closely with the Ministry of Moneylenders-Singapore, so you can be very much reassured that the information given to you by their consultants are accurate. Elite Investment & Credit also values transparency in all forms, be it with regards to how much they charge or the repayment scheme; if transparency is something you value, we’re pretty sure that this elevates them a step higher on your list of loan agencies.
You can count on Elite Investment & Credit Pte Ltd for a quick financial assistance, regardless of your credit or loan history.
Customer Reviews
Shermine Wong
The loan officers re friendly and will explain and help you to plan your financial needs. The collectors will not call and harass you like some other ah beng collectors. Highly recommended if you have needs.
Germaine Chew
What to say about Elite Moneylenders? They are very friendly people and I visited them in mind 2015 to get a personal loan as I needed to settle some unexpected additional payments. Loan process very fast and settle chop chop, just remember to bring your IC and remember your Singpass cus need to login to let them see your CPF and housing status. Highly recommended!
Website: https://www.eliteloans.com.sg
Contact Number: +65 6744 4466
Address: 799 Geylang Rd, #01-01, Singapore 389680
Operating Hours: Mon-Fri 11AM-7PM | Sat 12PM-4PM | Closed on Sun
4. Btb Creditz Pte Ltd
Established in 2010, their strength and customer-loyalty has only grown stronger through the years, thanks to their quality service and guaranteed customer satisfaction. Them being situated in Singapore’s City Plaza helps as well with regards to accessibility and brand recognition. Their services are not that different from other lending agencies around the Paya Lebar area. However, their genuine motivation to help you with your financial needs is what sets them apart. Not that the others’ concern are simply for show, but Btb Creditz Pte Ltd goes to lengths that not all money lending agencies are willing to go to–they tailor their loan options and repayment terms to give you the best possible solution to your financial demands. They give you the freedom to choose from their pre-set loan options, or have one specifically made just for you! This really leaves a good impression, doesn’t it?
For a loan agency that works with you, trust that Btb Creditsz Pte Ltd will deliver!
Customer Reviews
Xiao Mi
Very good money lender.. happy with their service. Offers me a 12 month instalment which I can handle within my finance capability. I will strongly recommend to anyone needs a loan. You guys can look for Mr Chew.. I gurantee you all be happy taking a loan here too..
Mohamed Nazreen Sulaiman
Meet up with mr chew from btb city plaza for financial loan. Cleared my 1st loan. Return to mr chew for 2nd time loan. He is very helpful with the loan repayment and very reliable person. Thank u mr chew for the kind assistance.
Website: https://www.btbcredit.com
Contact Number: +65 6748 4874
Address: 810 Geylang Rd, CITY PLAZA, Singapore 409286
Opening Hours: Mon-Sat 11.30AM-7.30PM | Closed on Sun
5. CashMax Credit Pte Ltd
Another loan agency in Singapore’s City Plaza is CashMax Credit Pte Ltd. Established in 2011, CashMax Credit has been delivering satisfaction to their customers, and we believe that they will deliver the same to you as well! Whatever your situation may be, CashMax Credit Pte Ltd aims to give you the financial assistance that you need, be it the simple fast cash loans or maybe all the way to SME (small to medium enterprise) business loans. Whatever loan you might be applying for, CashMax Credit Pte Ltd aims for efficient processing–you can expect to receive your loan from them within minutes after submitting the required documentations! Plus, they adjust the repayment scheme based on your needs, so that’s one less thing to stress about.
The continued customer satisfaction & loyalty for about 10 years is a testament to an efficient & reliable service that none other than CashMax Credit Pte Ltd can provide!
Customer Reviews
Kim Lu
The staff helped e with all my needs. They were very patient and accommodating and answered all my questions and doubts professionally. I never regretted getting my loan from them.
Alex Teo
Took up a personal loan with them due to some short cash flow for my personal usage, was swift with the explanation of repayment and terms and condition for my contract, will definitely introduce my friends if they ever need.
Website: https://www.cashmax.com.sg
Contact: +65 6221 5480
Location: City Plaza, 810 Geylang Road, #01-56, Singapore 409286
Operating Hours: Mon-Sat 11AM-7PM | Closed on Sun
6. Minterest Money Pte Ltd
Formerly known as QianNow, Minterest Money Pte Ltd has developed and takes pride in their own credit-scoring algorithm to determine the highest possible loan amount you can get. But their development doesn’t just determine the maximum amount you can borrow from them, but also the best interest rate for you! How about that? Not only can you get the biggest loan amount, but you can also save up on charges for interest. And if that’s not enough to convince you that Minterest Money Pte Ltd might be the one for you, they also give you the freedom to decide on your payment schedule. Yes! you get to decide when you get to pay off your loan.
Say goodbye to long queues and waiting time–you can apply for a fast cash loan with Minterest Money Pte Ltd in the comforts of your own home (or coffee shop… we don’t tell you how to live), with the pre-approval in just 5 minutes!
Customer Reviews
Joshua Henry
Suzy is so helpful. Just submit what she ask you to submit and she will help you with the loan process. She will explain you everything. I got my loan just few days after submitting all requirements. Thank you Minterest!
Christopher Tan
Suzy was very friendly and patient. She went through all the steps meticulously to ensure that I understand everything. Highly recommend!
Website: https://www.minterestmoney.com
Contact Number: +65 6387 8623
Address: 1 Paya Lebar Square, 60 Paya Lebar Road, #07-32, Singapore 409051
Operating Hours: Mon-Fri 8.30AM-8PM | Sat 8.30AM-1PM | Closed on Sun
Conclusion
You can apply for a fast cash loan from the many loan agencies scattered around Singapore, but the ones on our list are definitely worth checking out first!
