4 Best Foreigner Loan Agencies In Paya Lebar For Emergencies

June 11, 2021
Best Foreign Loan Agency In Paya Lebar

With the nature of Singapore’s economy and development, it’s no surprise that people from different countries test the waters of employment in Lion City. Their reasons would vary; some foreigners are working here for better opportunities, while some because they are working for a major corporation and they have been assigned here. Regardless, there are now 2 million foreigners living in Singapore for employment and the numbers are still growing. But living in Singapore without any kinfolks can prove to be the biggest challenge once you encounter some struggles with your finances.

Don’t stress about your financial problems for we have compiled 4 of the best loan agencies in Paya Lebar that not only cater to Singaporeans, but also to people with other nationalities as well!

Note: This list is strictly not in order.

1. Minterest Money

Minterest Money

Source: Minterest Money

Ah,  a name that we have heard before–Minterest Money offers its services not only to Singapore locals, but also to foreigners who are currently employed in Singapore, or are S-pass holders. Upon the assessment of your application and financial history using their proprietary credit scoring algorithm, you can loan as much as 6 times the average amount you earn each month! This is because their unique algorithm is designed by their team to get you the highest  loan amount you can get, and lowest interest rate possible!  As for the repayment terms, unsecured loans can be paid for as much as 36 months, with secured loans going even higher. This is a deal you can’t find elsewhere!

This loan agency has made it to our list multiple times, and for good reasons! Not only are they efficient and reliable, but they offer a wide variety of lending services which makes this loan agency a favorite among Singaporeans (and non-Singaporeans).

Customer Reviews

Darren G
First time to loan from Licensed Moneylender. Their interest is much lower than others and the Staff is professional to go through the terms and conditions. Signed the agreement and the money is transferred on the same day to your account. Do check them out if in need of loans.

Stephen Chua
Great service and clear cut processes

Contact Number:  +65 6387 8623
Address: 60 Paya Lebar Road, #07-32, 1 Paya Lebar Square, Singapore 409051
Opening Hours: Mon-Fri 8.30AM-8PM | Sat 8.30AM-1PM | Closed on Sun

2. Elite Investment & Credit

Elite Investment & Credit

Source: Elite Investment & Credit

Another loan agency that has already made an appearance on our other write-ups is Elite Investment & Credit. They made it to our list of best foreign loans because their offering for this line is just as good as the ones they offer for Singapore locals! Whatever the reason for your sudden financial need might be, Elite Investment & Credit is more than ready to be of assistance. Upon the submission and approval of your application, you can get the loan that you applied for within 24 hours! Some loan agencies have lesser offers for foreigners, focusing on the local market. But that’s not the case for Elite Investment & Credit–they cater to your needs and provide you with flexible options just as much as they do towards locals! This will definitely help you be at ease with your finances. You’re already applying for a loan, you don’t need another thing added to your mental load.

If you still don’t believe us when we say that Elite Investment & Credit can help you get past your financial woes, maybe the reviews below from their happy clients can change your mind;

Customer Reviews

I have never borrowed from any moneylender before and was abit worrie as I heard scary stories on how they will demand for payments. However, I was in need of money and went ahead. The office was professional looking and the staff were nice and helpful and explain in detail the whole process and the fees involved. I felt comfortable and proceed to take a loan from them. Thumbs up for the reliability!

A. Arun
I was running late and called to ask them if they can wait as I urgently needed cash. They were patient and helpful and waited for me. I am grateful for their help and fair practice.

Contact Number: +65 6744 4466
Address: 799 Geylang Rd, #01-01, Singapore 389680
Opening Hours: Mon-Fri 11AM-7PM | Sat 12PM-4PM | Closed on Sun

3. Orange Credit

Orange Credit

Source: Orange Credit

Located in Singapore’s City Plaza, Orange Credit is among the favorites of Singaporeans because aside from the fact that it has been seasoned for over 8 years, its location is very accessible as well (literally just a 5-minute walk from Paya Lebar’s MRT station). Their requirements for foreign loan applications are pretty much the same as other loan agencies–you must be employed in Singapore, and a guarantor will help your odds of getting your application approved if you don’t have a credit score.  What sets Orange Credit apart from other loan agencies in the area is how they treat their clients–you can expect their financial consultants to be very professional in all the phases of your transaction with them! Upon application, they are committed to make sure that your information is handled with utmost confidentiality, even until after you pay out the loan you are applying for.

Aside from their professional consultants, their application is also speedy, and they offer their competitively low interest rates to foreigners as well! Give Orange Credit a call now and get your financial needs attended.

Customer Reviews

Paul Gill
I’m grateful for the professional and patience service that Orange Credit staffs provided. I now have a full understanding of the terms in the loan contract. Definitely recommend to those who need help in their rainy days. Thumbs up!

Amanda Kathryn Lin
I like that their service is fast and efficient. The in-charge explained everything very clearly. Would come back to loan again or refer friends to loan from ORANGE CREDIT.

Contact Number: +65 6748 2320
Address: 810 Geylang Rd, #01-91 City Plaza, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun

4. Credit Matters

Credit Matters

Source: Credit Matters

Credit Matters understands just how difficult it is for foreigners like you to get your loan application approved. That’s why they have made their processes as seamless as possible. All you have to do is fill in their application form found on their website and just wait for a call from one of their professional loan officers so you can schedule a meeting with them in their office within the day.  And if privacy is your concern, Credit Matters also understands the value of confidentiality. They understand that most of their customers are concerned with the safety of their private information,  that’s why they guarantee to treat your application and all relevant information with the highest level of privacy.  You can also be guaranteed that their interest charges will not add to your financial worries, since they won’t be charging you for more than what you deserve.

Customer Reviews

Serene Goh
Very professional and patient staffs.
Had many enquiries and the staff that served me was very patient in answering my questions and helped me sort out my documents Overall a great experience.

Joanne Lzh
Took up a loan on the previous month, have already cleared the loan. Have been very impressed by their professionalism of explaining repayments and even following up on the collection. Will definately recommend anyone who needs a loan.

Contact Number: +65 6636 3233
Address: 801 Geylang Rd, #02-01, Singapore 389681
Opening Hours: Mon-Sat 11AM-8PM | Closed on Sun


Living and working in Singapore is a great opportunity for you to advance in your career. But the cost of living can be too pricey, especially if you haven’t assessed the cost-benefit ratio thoroughly. Should the worst financial crisis happen to you, don’t fly out of Singapore just yet! There are a lot of loan agencies on the island that is more than capable to help you out, and we’re sure the ones we have listed above can alleviate your worries.

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