If you have financial responsibilities that you can’t cater to right now, joined by the fear of incurring high overdrafts or late fees, you might want to consider a “payday loan”! Also known as a monthly loan, it is an unsecured loan that you can borrow on a short-term basis, with dues ranging from either 15-30 days. When you are faced with financial woes that you can settle fairly easily and won’t call for a long payment term, applying and getting a”payday loan” would be the best course to take! Not only is the application process easy, but you can do away with those long re-payment terms and unnecessary documentation that bigger loan options require!
“Where in Singapore can I apply?” you might ask. Worry not, for here are 4 of the best loan agencies in Geylang with “payday loan” offerings.
Note: This list is strictly not in order.
1. Orange Credit
Orange Credit is a loan agency that was established in 2012 and is one of the most reputable moneylenders in Singapore. They aim to help you out with your monetary struggles by providing you with a financial boost until your next payday comes, in the hopes of easing up your worries when you are in a tough situation and your finances run tight. Orange Credit understands the urgency of the situation that you are possibly in, that’s why they devote much of their focus towards your concerns, and they make sure that you experience a quick and easy loan application process so that the downtime in between applying and the disbursement of the loaned amount is kept to a minimum.
If you’re someone who values transparency, you’re in luck because Orange Credit understands that nobody likes hidden charges. That’s why aside from keeping their interest charges low, they make it a point to be upfront with what they charge so that you know what you will be paying for.
Customer Reviews
Presena Sattiven
Very informative and helpful team. The service provided is very professional. Thank you for the kind assistance provided.
Hamidah Mohd Ali
Mac and Grace are very friendly and very helpful. They did an extra mile.I am grateful that my problems are being solved.This is my first visit here and they really helped me and advice me accordingly. They are one in a million.
Website: https://orangecredit.com.sg/loan/payday-loan/
Contact Number: +65 6748 2320
Address: 810 Geylang Rd, #01-91 City Plaza, Singapore 409286
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
2. Elite Investment & Credit
Elite Investment & Credit is one of Singapore’s strongest loan agencies, situated in the Geylang area. Their payday loan offerings are very popular with both new and returning customers thanks to not only their high approval rate, but also because of their low-interest charges! Added to that, the loan amount that you can get from Elite Investment & Credit‘s payday loan offering is equivalent to your entire month’s worth of income. All you have to do after your loan application has been approved is provide their consultants with a post-dated cheque with the full loan amount with fees stipulated on it, and you can just repay the loan in person on the agreed repayment date. But if you feel like the repayment term is too short, Elite Investment & Credit is more than happy to extend the loan term period.
Don’t stress out too much on minor financial woes; Elite Investment & Credit is simply one payday loan application away!
Customer Reviews
Johnson
Honest and fair monthly payment mode. Thanks for the low interest!
Alson
They are friendly and professional. Break down and calculate the interest and other charges. Will return when I am short of funds if needed. Thank you for your help.
Website: https://www.eliteloans.com.sg/
Contact Number: +65 6744 4466
Address: 799 Geylang Rd, #01-01, Singapore 389680
Operating Hours: Mon-Fri 11AM-7PM | Sat 12PM-4PM | Closed on Sun
3. Credit Matters
Credit Matters understands that one could never anticipate when an emergency situation will arise, or the stress that comes when one is caught in between financial struggles. That’s why they are committed to offering the most convenient way to access money in Singapore! Simply fill in their application form found on their website, and wait an hour or so for them to give you a call. Once your application is approved, you can instantly receive your loan amount right after you sign the agreement contract.
Not only do Credit Matters offer competitively low-interest charges, but they also have a variety of loan options for you to choose from and decide on what will work best for your every need. But get this–should you find that none of their available loan options will work for you, you can simply give them a call or send them an email, and they will be making necessary changes and adjustments to serve you better–that’s how committed they are!
Customer Reviews
Serene Goh
Very professional and patient staffs.
Had many enquiries and the staff that served me was very patient in answering my questions and helped me sort out my documents Overall a great experience.
Joanne Lzh
Took up a loan on the previous month, have already cleared the loan. Have been very impressed by their professionalism of explaining repayments and even following up on the collection. Will definately recommend anyone who needs a loan.
Website: https://www.creditmatters.com.sg/
Contact Number: +65 6636 3233
Address: 801 Geylang Rd, #02-01, Singapore 389681
Operating Hours: Mon-Sat 11AM-8PM | Closed on Sun
4. i-CREDIT
For a loaning agency that understands and works not only with you but for you, i-CREDIT is one. i-CREDIT is a loan agency within the borders of Geylang that boasts its commitment towards delivering the peace of mind that you deserve. Yes, they also offer the low-interest rates that most loan agencies in Singapore are proud of, but i-CREDIT’s main focus and selling point is their guarantee towards providing you with the monetary relief that you need in both emotional and financial aspects. They follow and observe the guidelines from Singapore’s Ministry of Law (Minlaw) to protect you from getting overwhelmed with your loan and the accompanying re-payment term in the long run.
Not every loan agency in Singapore can provide the peace of mind that i-CREDIT is committed to providing; the approximately 18,000 loans under their belt are simply a testament to that!
Customer Reviews
Ang Han Chiew L
oan officer is good and nice thank u offer me 4kx5mnths 896×5 thank u.
Hussain Feroz
Very fast prompt service. Friendly and helpful staff…. Will surely recommand to friends of they are in need.
Website: https://www.icredit.com.sg/
Contact Number: +65 6222 5222
Address: 82 Lorong 23 Geylang, #05-02 Atrix, Singapore 388409
Operating Hours: Mon-Fri 11AM-8PM | Sat-Sun 11AM-4PM
5. Aero Credit
Being in the money-lending industry for more than 10 years, you can trust that Aero Credit knows what they are doing. Their commitment towards providing you with the highest level of service that they can is reflected on their “Online Enquiry” service found on their website for you to try and see if you are eligible for any of their loan service offerings. This provides you with the ease and comfort that most loan agencies in Singapore cannot. Aero Credit is also under Singapore’s Registrar of Moneylenders and has been established since 2010, making them one of Singapore’s most reputable moneylenders. Staffed and managed by seasoned professionals, an experience that is both stress-free and efficient is very much a guarantee with Aero Credit!
For all of your financial needs, whether big or small, you can count on Aero Credit and its hardworking team to address them.
Customer Reviews
Choon Koon Li
Thanks for the help. The customer service officer is really professional and nice, so I have decided to put this comment for him. It’s my first time to approach a licensed moneylender, CNY is coming soon and I need some funds to standby. If you are looking for urgent funds, you can look for Aero Credit. They will answer all your questions and customize a repayment plan for you.
Clara Wong
Nice office, always offer me a water or coffee. The customer service officer is very patience. And he always offer me a reasonable and affordable monthly repayment plan. Hassle free process for a personal loan. Thanks so much.
Website: https://www.aerocredit.com.sg
Contact Number: +65 6256 6319
Address: 810 Geylang Rd, #02-59 City Plaza, Singapore 409286
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
Conclusion
For any financial struggles, these are four of the best loan agencies in Geylang, Singapore to help you out. Regardless of the gravity of your need, you can be rest assured that they will deliver!
