5 Best Payday Loan Agencies In Paya Lebar For Emergency Use

June 18, 2021
Best Payday Loan Agencies In Paya Lebar

Oh no! Your apartment’s rent is due next week, but you still have 15 days left until this month’s salary makes it to your bank account. It’s no secret that the cost of living in Singapore is quite high, but don’t move out just and go living in the streets just yet! Payday loans are often called for during times where you might stumble upon a financial struggle, one that you can easily settle in a few days (but you don’t have the luxury of “a few days”). In your situation, it appears like applying for a payday loan with one of Singapore’s many loan agencies might be your best ticket to getting behind your apartment’s monthly due!

If you happen to need a payday loan and are currently reading this, you’re in luck because we have gathered 5 of the best loan agencies in Paya Lebar where you can apply for a payday loan!

Note: This list is strictly not in order.

1. Orange Credit

Orange Credit

Source: Orange Credit

Established in 2012, Orange Credit has cemented itself as one of Singapore’s most reputable moneylenders. Their team of financial consultants are very professional and aim to provide you with a quick boost on your finances so you can attend to your needs until your next monthly salary comes. They are committed to making sure that there is minimal downtime between your application and your cash loan disbursement because the folks from Orange Credit want to help you out, not to stress you out. You already have a lot of things on your plate, a fussy and stressful transaction is the last thing that you need.

They don’t limit their aim to provide you with a “stress-free” transaction to just their application process, though. Orange Credit understands that hidden fees and unreasonable price rates are just as stressful as unprecedented financial struggles. That’s why aside from maintaining a low interest rate,  they also make it a point to maintain the highest level of transparency that they can provide you with. Go on and breathe easy, you deserve it!

Customer Reviews

Angeline Seah

I am writing this to express my complete satisfaction of the service provided by Orange Credit – Licensed Moneylender in Singapore. I am especially pleased with the professionalism and timeliness give by their staff, McCoy & Grace. If I were to rate their service on a scale from 1 to 10, it will certainly be 10. Again many thanks!

Cathy Chua

Mr mccoy goh is very very helpful and friendly. I like his honesty and politeness. He also breakdown my expenses to help me see what is the best amount to take. They are financial advisors not your ordinary money lender. I like how they treat me as a client.

Contact Number: +65 6748 2320
Address: 810 Geylang Rd, #01-91 City Plaza, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun

2. Elite Investment & Credit

Elite Investment & Credit

Source: Elite Investment & Credit

For a payday loan with a high-approval rate, Elite Investment & Credit is known for it! Their payday loan options are patronized by new and returning customers because their interest rates and charges are kept to a minimum, making Elite Investment & Credit one of Singapore’s best loan agencies in Paya Lebar! But the good things keep on going with this loan agency because with Elite Investment & Credit, you don’t have to limit your applied loan amount to be below your monthly income. Yes, you can apply for a loan amount that is on par what you earn in a month! And if that’s not enough, Elite Investment & Credit is flexible enough to extend your loan term period should you find the repayment term too short, or if something comes up and you need to extend it.

For a low interest rate and flexible re-payment terms, apply for a payday loan with Elite Investment & Credit today!

Customer Reviews

Germaine Chew
What to say about Elite Moneylenders? They are very friendly people and I visited them in mind 2015 to get a personal loan as I needed to settle some unexpected additional payments. Loan process very fast and settle chop chop, just remember to bring your IC and remember your Singpass cus need to login to let them see your CPF and housing status. Highly recommended!

Shermine Wong
The loan officers re friendly and will explain and help you to plan your financial needs. The collectors will not call and harass you like some other ah beng collectors. Highly recommended if you have needs.

Contact Number: +65 6744 4466
Address: 799 Geylang Rd, #01-01, Singapore 389680
Opening Hours: Mon-Fri 11AM-7PM | Sat 12PM-4PM | Closed on Sun



Source: i-CREDIT Pte. Ltd.

i-CREDIT has approved and processed over 18,000 loans since they were established in 2009, but this is not the glory that this loan agency in Paya Lebar takes pride in. Instead, they are proud in their commitment and ability to getting you the financial assistance that you need and the peace of mind that you deserve. They understand that you would not be applying for a payday loan if your concern is not urgent, that’s why they have made it a point to make their services as seamless as possible, from your initial application, all the way to your re-payment terms. Their approval process is guaranteed to be very quick, easy, and convenient, taking up only an hour of your day.

With i-CREDIT, not only will you be able to get your loaned amount the moment that you need it, but you will also get the service that you deserve!

Customer Reviews

Yestine Kang
Super transparent in their charges. Honest and trustworthy moneylender. Many times here. Always willing to help. Detailed explanation and clear contract. Only take 10 mins. Best moneylender in Singapore.

Balveer Singh
Was introduced by a friend. Needed some cash urgently for my family, and it’s Sunday, a lot of banks not open.
Hassle-free process, only took 15 mins in total. Good interest rate with monthly installment.
Overall, professional, friendly, reliable, honest, convenient and helpful.
Best licensed money in Singapore 🇸🇬
Highly recommended.

Contact Number: +65 6222 5222
Address: 82 Lorong 23 Geylang, #05-02 Atrix, Singapore 388409
Opening Hours: Mon-Fri 11AM-8PM | Sat-Sun 11AM-4PM

4. Aero Credit

Aero Credit

Source: Aero Credit Pte. Ltd.

Have you ever been in a situation where you went through all the fuss of going to a moneylender or a bank to apply for a loan, only to get your application denied? Imagine all the time you would have saved if only you could determine the odds of your application getting approved beforehand. Guess what? You no longer have to imagine, because Aero Credit has their “Online Enquiry” on their website! This is a tool that you can use to determine your chances and eligibility for their loan offerings, giving you the convenience that most moneylenders in Singapore cannot! But this is simply a testament to Aero Credit‘s aim to provide you with a high-quality service.

Staffed by professionals who are willing to listen and are well-versed with finances, coupled with their “Online Enquiry” tool, it’s no surprise that Aero Credit has been delivering stress-free and efficient services since 2010!

Customer Reviews

Xue Hui
I called up to enquire about the loan and the staff were polite and patient =) I would like to commend their staff for their professional service and timely help! Loan was processed efficiently in a friendly environment 🙂

Kum Sisi
i very glad that i being served by kevin and hazel , excellent service. they have help me to solve my problem. Thnk u. Highly recommend

Contact Number: +65 6256 6319
Address: 810 Geylang Rd, #02-59 City Plaza, Singapore 409286
Operating Hours:  Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun

5. Credit Matters

Credit Matters

Source: Credit Matters

For a moneylending agency in Paya Lebar that understands the stress that urgent financial demands come with, you can turn to Credit Matters! They are one of Singapore’s leading loan agencies, and we don’t really wonder why–they commit their services towards providing you with a very convenient way to apply for a loan, you don’t even have to step out of your own home to apply! You just have to go to their website to fill in their application form and wait for them to get in touch with you via call for any other formalities and requirements from their end. That’s it! You just have to wait for them to approve your application and the cash disbursement happens instantaneously upon signing the agreement contract.

Credit Matters not only has one of the most convenient application processes but also offers a competitively low interest charge! Have a go at their variety of loan and re-payment options. Should you have trouble finding one that will fit your needs best, Credit Matters is more than happy to tailor one just for you! Doesn’t that make them one of Singapore’s best loan agencies? We think so.

Customer Reviews

Wong Pei Pei
Exceptional services and friendly staff that attends to you and listens to your needs. Most recommended and will visit again.

Joanne Lzh
Took up a loan on the previous month, have already cleared the loan. Have been very impressed by their professionalism of explaining repayments and even following up on the collection. Will definately recommend anyone who needs a loan.

Contact Number: +65 6636 3233
Address: 801 Geylang Rd, #02-01, Singapore 389681
Opening Hours: Mon-Sat 11AM-8PM | Closed on Sun


Not every financial struggle calls for big loans. Sometimes, small financial assistance will do just fine, and these 5 moneylenders in Paya Lebar are just one application form away from helping you get past your financial struggle!

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